Florida’s 15 Most Affordable Places to Live

Where can you find the cheapest homes to rent in Florida?

You’re fortunate! No matter where you are in life, you may discover a place that is right for you in Florida. Florida’s 15 Most Affordable Places to Live.

You would struggle to find a neighborhood you don’t adore. From affordable housing near a vibrant nightlife to lazy beaches ideal for retirees. In the Sunshine State, there is something for everyone.

Here are some of Florida’s most affordable neighborhoods:

Florida’s 15 Most Affordable Places to Live

St. Petersburg

St. Petersburg is where you should go if you want fantastic weather and loads of sunshine. Despite having a vibrant nightlife.

With 768 days, St. Petersburg has experienced the most sunshine-filled days in a row.

The area has a number of Fortune 500 corporations that are expanding, so work options are plentiful. A compensation of about $110,000 annually attracts new employees all year long.

The second-highest average pay in the state is found in St. Petersburg. People of all ages have long had the city on their radar.

St. Petersburg is a unique find with its startlingly low median home price of $154,000. This city is a haven for environmentalists, with initiatives for recycling and water conservation. 

including planting trees You can volunteer for a variety of local organizations. That work to protect not only the area but the entire world. The clean city is renowned for its crystal-clear waterways as well as its fuel-efficient engineering.

White sand beaches in St. Petersburg stretch as far as the eye can see from coast to coast. The thrifty tourist can also find various nearby parks and inexpensive dining options.

Coconut Creek

There is no place more eclectic and modern than Coconut Creek. With slightly over 60,000 residents, this well situated town has plenty to offer everyone. Regardless of their financial situation or life objectives.

Even the pickiest eaters will find plenty of selections at the restaurants that are close to one another. It is referred to as the butterfly capital of the world and is home to the biggest butterfly aviary on earth.

Every time you visit the aviary, you are guaranteed to enjoy a breathtaking sight thanks to its more than 20,000 specimens. Fun fact: In the late 1960s, Coconut Creek broke away from Pompano Beach.

Coconut Creek, the ideal retirement community, even prohibits buyers under the age of 55 in some areas.

Condos in this lovely neighborhood near beaches on the east coast are available for under $100,000, making it one of Florida’s most cost-effective places to reside.

Because of its multicultural population, which comes from all over the world, Coconut Creek is like its own little melting pot. Most Affordable Places to Live.

Early retirees who want to remain involved in the community and work part-time will find Coconut Creek to be the perfect place because of its low crime rate and abundance of employment possibilities.

The annual Butterfly Festival, which captivates the neighborhood, will astound nature lovers in the first half of the year.

Live Oak

The lovely area of northern Florida where Live Oak is situated offers many job prospects in the agricultural, forestry, and technological fields.

The median home price in this quaint hamlet of fewer than 8,000 people will more than spark your attention despite the median household income, which is only $40,000, appearing to be modest.

Reside Oak is one of the least expensive places to live in Florida as a result of the low housing costs.

Families in Live Oak frequently

Families in Live Oak frequently own their houses and enjoy a suburban lifestyle. For the state of Florida, the public schools in Live Oak are also above average.

This low-crime neighborhood is ideal for starting a family or retiring with all the benefits of living in a larger city.

Live Oak has a vibrant downtown with a variety of eateries and specialty stores. The 90-acre Heritage Park and Gardens is located on the eastern side of this lovely town.

Christmas at Heritage Park and the annual Civil War Reenactment, both of which take place in November, are special events held in Heritage Park.

The ideal holiday festival for all ages, Christmas on the Square, is also hosted downtown in early December. if you’re more comfortable with music.

Eight kilometers separate the Spirit of the Suwannee Music Park from the city center. Every year, it holds a number of music festivals that cater to a variety of preferences.


Mil to Milton is a city located in Santa Rosa County. Milton, the “Canoe Capital” of Florida.

With a population of just over ten thousand people and a median housing cost of $135,000. In the Florida Panhandle, Milton is located just north of Pensacola.

There are numerous canals to explore in this picturesque city. Coldwater, Sweetwater, and Blackwater are just a few examples. Even the town itself is traversed by a few of the streams.

The history and culture of Milton are highly rich and diverse. There are always jobs available and plenty of family-friendly activities because the area is filled with fascinating attractions.

This town has a number of museums for you to choose from if you appreciate relaxing while soaking up the arts or history.

There are pieces that appeal to every history enthusiast at the Pensacola Museum of Art and the National Naval Aviation Museum.

Milton has a superb educational system and a low crime rate compared to the rest of the country. This town’s cost of living is lower than that of the majority of the state’s cities and is also lower than the national average.

There are always clubs, grills, and taverns open on the weekends to keep you entertained thanks to its bustling nightlife.


Timber Pines, a Tampa suburb, is the ideal place for the tranquil nomad because it has a low crime rate and a small-town atmosphere.

This exclusive neighborhood. Which is ranked among Florida’s top 20 retirement communities. Has a country club feel that makes residents feel right at home.

For a retiree wishing to unwind, this debt-free gated community is ideal because it has golf courses, a private clubhouse, a pool, and contemporary facilities.

Although the average home in Timber Pines costs $215,000. This gives you access to a highly sought-after area.

With the renowned Weekiwachee preserve next door, it is close to both delicious restaurants and breathtaking views.

There are lots of places to see and activities to do along the coast for romantic day trips and enjoyable family outings, all of which are within 30 minutes of Pine Island.

You have a variety of options with Tampa, a busy metropolis, only an hour away. There are plenty of events and activities to keep your hectic schedule full.

However, living in Timber Pines still gives you the pleasure of being able to sit on the beach and enjoy the view of the ocean on those lazy days.

However, living in Timber Pines still gives you the pleasure of being able to sit on the beach and enjoy the view of the ocean on those lazy days.

Cape Coral

With approximately 400 miles of canals, this unassuming village can boast of having the most canals in the world. Many freshwater and ocean places are accessible to boaters and fishermen.

Off the shore of the Gulf of Mexico, in Lee County, is the city of Cape Coral. This city, which has a $180,000 median property price, has a lot to offer.

Cape Coral only has one beach, however there are other beaches on the Gulf of Mexico within 15 miles of the city.

Additionally, the city has seven golf courses and more than thirty recreational areas. This lovely city includes many nature parks.

State parks, and nature preserves to explore if you’re seeking for a more environmentally conscious way of living.

These stunning parks offer a wide range of activities for those who care about the environment and love camping, hiking, native plant gardens, and nature talks that highlight the local fauna.

The city is especially well-known among bird enthusiasts for its abundance of animals and burrowing owls, which make up the majority of the state’s population.

You may observe manatees and ospreys in their native environments by going to Sirenia Vista Park.

High Springs

Hig High Springs is one of the nicest places to reside in Florida’s Alachua County. having a population of fewer than 6,000.

High Springs has a tranquil small-town environment yet is close to larger cities with all the conveniences one might need.

The median home price in High Springs is under $152,000, yet the median income is high. This area is perfect for a family looking for fantastic Florida weather at a local price.

Because of the town’s diversity, excellent public schools, and low crime rate, you won’t have to worry about your safety.

High Springs is well known for its energizing springs, which constantly maintain a temperature of 72 degrees and bubble to the surface.

Outdoor enthusiasts will find several different natural settings to explore, such as Gilchrist Blue Springs Park, which offers its tourists 250 acres to discover.

The waters at Gilchrist Blue Springs Park are renowned for being incredibly pure, and the park’s quarter-mile boardwalk makes it easy to see why.

You can canoe or tube down the lovely lake if you’re feeling a little more daring. Simply unwind and enjoy a picnic or a tranquil ramble around the trails.


Gainesville, Florida should spring to mind when you picture a classic, lively, and intriguing college town.

The University of Florida embodies what a college town should be like. Gainesville has a young, sociable population, but it also has a lot to offer those looking for a more tranquil start to their new Florida lifestyles.

It not only provides economical housing, but the renowned butterfly rainforest is also accessible on foot.

On the property is also the Florida Museum of Natural History, if you decide you don’t want to appreciate the flap of wings.

Gainesville offers a thriving nightlife resembling that of a college town, so there is never a shortage of activities to be enjoyed.

Gainesville’s attractions include hopping nightclubs, delectable cuisine, and a football team worth your Sunday afternoons.

The nearby Matheson Museum has a vintage collection of postcards, while the Harn Museum of Art proudly displays a wide variety of Asian and African American art.

Gainesville is a city that appeals to people of all ages because of its liberal leanings and suburban feel. if you’re seeking a move to the Sunshine State.

Gainesville is one of the greatest cities in Florida for having the lowest cost of living because this neighborhood offers homes starting at $190,000.

Pompano Beach

Pompano Beach is the ideal location for the younger demographic and is located along the stunning eastern shore.

Housing is a deal, making Pompano Beach one of Florida’s least costly cities to live in, with a typical property price of about $165,000.

A pristine way to spend weekends and vacations is on the more than three miles of public beach. All types of individuals are drawn to the vibrant nightlife.

Pompano Beach offers a wide variety of activities. There is constantly something to keep you hopping, from surfing and fishing to live outdoor concerts.

The Pineapple Jamboree, which takes place every spring, is the place for you if you’re daring and want to try something new.

This distinctive festival, which pairs locally brewed beer with tropical cuisine, pulls the neighborhood together each year for an unforgettable experience.

Pompano Beach has established a reputation as an emerging hotspot for new homeowners searching for an affordable option thanks to its vibrant political environment and rich historical background.


Ed Edgewater might give you that hometown sense if you’re wanting to retire and want to live somewhere with a small-town ambiance

Edgewater, which has a population of about 20,000, is one of the safest communities on the East Coast and is just one hour from Daytona Beach and Orlando.

There will be options for every taste, from 5-star restaurants to small-town cafés.

Homes in this lovely neighborhood range in price depending on location and size. In general, a modest house costs between $50,000 and $100,000.

Manufacturers and businesses advertise in this town each year. You may be confident that you will never have trouble obtaining employment prospects.

There are many parks and a lovely riverwalk for the adventurous to use for riding, strolling, or jogging.

There are hiking paths in the Merritt Island National Reserve, or you can access the waters by boat, kayak, or canoe.

For birdwatchers, there are several hundred distinct species of birds. Turtles, alligators, and even some manatees have been spotted playing on the shore.

Edgewater has you covered for whatever it is that you feel like doing.

Vero Beach

 The Vero Beach, Florida, is home to the second-strongest real estate market in the nation, with median property prices starting at $210,000. Vero Beach is located across from the Indian River lagoon.

The McKee Botanical Gardens are located just outside of Vero and are home to a variety of tropical trees, animals, and water lily enclaves.

Vero Beach, which is well-known for its spotless beaches and fantastic shopping, is the residence of some well-known celebrities.

This area has been termed the working man’s Hamptons and is hailed as a retreat for individuals looking for a calm existence.

For those who enjoy the outdoors and birds, Pelican Island National Wildlife Refuge provides a fascinating look at the many different bird species that can be found in Florida.

The Environmental Learning Center, which is situated on a 60-acre tract, offers activities for people of all ages.

You can easily find yourself spending hours admiring Vero’s distinctive environment thanks to its interactive exhibits and lazy lagoon.

Vero is notable for the Seagrape Trail in addition to having other conservation initiatives in action.

Sea turtles come here every year to lay their eggs since this beach is a protected area. Vero’s nightlife is equally enjoyable.

There are numerous local art groups giving weekly performances, including the Riverside Theater. If you decide to make Vero Beach your home, you won’t ever run out of things to do.


The city of Palm Bay, sometimes referred to as the “bass fishing center of the world,” is situated in the county of Brevard in central Florida.

Palm Bay, which has a population of over 120 000, is one of the Florida cities that is expanding the fastest.

Jobs in the technology and communications sectors are available in the area. Palm City is well-regarded in the educational system and provides a range of activities for both kids and adults.

In this burgeoning area, the typical property price of $153,000 is an absolute steal.

The majority of people who live in Palm Bay own their homes, giving the city a slightly suburban atmosphere. The city has reasonable property taxes and a cheap cost of living.

The Turkey Creek Sanctuary is located here, and there are many different things to see and do, such as a fitness trail, a butterfly garden, and lots of places to stop and have a picnic.

Turkey Creek, which has 130 acres of wildlife, offers the chance to see manatees, alligators, otters, or even gar fish. Admission to the Park is free every day.

Service animals are also welcome at Turkey Creek.

Delray Beach

About 70,000 people live in the stunning coastal hamlet of Delray Beach, which is also part of Palm Beach County.

In this location, the median cost of a property is $145,000. Delray Beach is the perfect place for everyone who wishes to breathe in the fantastic salty air because it has two miles of public beach access.

This multicultural area is renowned for its vibrant communities that are suitable for various lifestyles.

The Avenue in downtown Delray Beach is a popular destination for a day of shopping or an evening stroll thanks to its brick-paved pathways shaded by palm and oak trees.

Along with numerous dining options, fashion stores, and art galleries are available. The one-of-a-kind Morikami Museum and Japanese Gardens are available in Delray Beach.

Six real gardens, each inspired by a distinct era and style of Japanese gardening, are available at this museum.

If you enjoy the outdoors, the fifty acres that make up Wakodahatchee Wetlands will provide you with a wealth of animals.

This comprises around 200 bird species in addition to turtles, alligators, iguanas, and a wide variety of other animals. Senior adults will enjoy the well-kept boardwalk’s seats and rest places, which make it a fantastic outing.


The Pensacola has a population of 60,000, yet you’d never know it from the attractiveness of the small-town atmosphere.

Pensacola is among Florida’s top 5 locations to reside in because of its vibrantly coloured waterways. A typical house costs around $200,000 to $300,000.

Anyone wishing to migrate to the Sunshine State can find an affordable home plan in Pensacola. Pensacola is home to the West Florida Hospital.

A facility that has won numerous honors for its exceptional care. So if you’re searching for a perfect spot to retire but are worried about health difficulties. Pensacola is a great option.

There are numerous historical sites and museums in the city. Built in 1932, the Historic Crystal Icehouse was named one of Pensacola’s “7 marvels” by the locals in 2007.

Visitors can experience life as a Floridian during the Great Depression by staying in the historic Arcadia farmhouse.

When you move to this charming town, you won’t have to travel far to get fantastic shopping.

There are numerous independently owned restaurants in Pensacola. That serve everything from freshly fished food to traditional cuisine.

Living in Pensacola is a dream thanks to the vibrant sense of community and camaraderie.


Kissimmee is a city located on Lake Tohopekaliga’s northwest shore. It is well known for being close to several entertainment sites in the region, notably Walt Disney World.

Kissimmee Waterfront Park offers something for everyone at a reasonable price with its plethora of walking trails. Fishing spots, and play areas.

If you’re looking for lots of family-friendly activities or are simply ready to retire and travel. Kissimmee should be at the top of your list.

Kissimmee, which has a population of about 75,000, is expanding and provides a wide range of job opportunities.

The city has an above-average school system and is a wonderful place to raise a family.

Twenty-two golf courses and several attractions for people of all ages. Can be found in the city to keep golf enthusiasts occupied.

Kissimmee, which means long water, is named after the Kissimmee River. Shingle Creek, which flows through the community, offers a tranquil adventure by canoe, kayak. Or paddleboard through the city’s ancient waterways.

Kissimmee is a great option for anyone seeking a long-term house. Because of its strong appreciation rates and median home price of roughly $275,000.

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